Discover New Ways to Continue Aging in Place with At Home Care: What is a CCAH and How Does it Work?

You are a healthy and active older adult and surely you want to enjoy your home and independence as long as possible. However, you are also a savvy senior, and odds are you have thought about the challenges that tomorrow could bring. What happens if your spouse becomes ill or if your home becomes an obstacle? 

Fortunately, Confident Living is an organization that can help you age in place at your home. That is because Confident Living is a Continuing Care at Home Program (CCAH), sometimes referred to as a Continuing Care Retirement Community without Walls. Confident Living provides services, support, and care to you in the comfort of your own home so you can age well on your terms.

What is Continuing Care at Home?

Continuing Care at Home is a program that is designed to provide components of comprehensive assistance. This helps you balance your independence and health by receiving support and services from your home. People like you typically join the program while they are healthy and want to start planning for their future.

Aging in Place Data

By 2035 there will be more people over the age of 65 in the United States than under 18. This means there is a bigger incentive today to find solutions to many age-related challenges. Here are some important numbers regarding retirement age people:

• 80% of seniors want to age in their homes.

• 70% of seniors over 65 will experience an event requiring long-term care.

• According to the American Association of Retired Persons (AARP) there are approximately 45 million Americans age 65 or older. 

• A healthy 65-year-old couple retiring in 2019 will need close to $390,000 to cover health-care expenses, including Medicare Parts B and D, according to HealthView Services.

• Approximately 80% of older adults have at least one chronic disease, and 77% have at least two. 

Taking these numbers into consideration highlights the importance of starting to plan today. So, rest assured you are in the right place to start planning.

Alternatives to a Continuing Care Retirement Community (CCRC)

There are alternatives to CCAHs and they are commonly called Continuing Care Retirement Communities (CCRC).

What is a CCRC?

A Continuing Care Retirement Community (CCRC), also referred to as a Life Plan Community, offers housing services as part of its community living. These services include independent living, assisted living, rehabilitation, therapy services, skilled nursing, and long-term care all within a campus setting. The primary emphasis of a CCRC is to enable you to avoid moving over and over as your health needs change. At a CCRC, you can easily move through the continuum of care with little to no disruption to your daily life.

What is Aging In Place?

One alternative to a CCRC is a Continuing Care at Home Program, which allows you to age in place. Aging in place means living at home and having the support you need to age well and stress-free.

Aging in Place: The Components of Continuing Care at Home Services

 There are several primary components that make up the CCAH services. These components are vital to successful aging.

Care Coordination

When you become a member of the Confident Living Program, you gain access to a care coordinator. This is a dedicated professional that aids you 24/7. Their job is to help you in arranging and monitoring services, like appointments and rides, so you can maintain an independent lifestyle in your own home. 

The care coordinator lets you rest easy, knowing that your support system is already in place before you even need it. By an initial, personalized, assessment your care coordinator will familiarize themselves with your individual health and lifestyle preferences. It is this knowledge that enables them to support you should the need arise. This helps alleviate the concerns and emotional burdens from your friends and family.

Whether you need support and guidance regarding a change in your health, help to navigate complicated health care options, or assistance finding a qualified professional for a home maintenance project, your care coordinator is just a phone call away.

Wellness Resources

With wellness resources, you can reach your goal to stay healthy and remain active. These resources help you with planning your ongoing support.

It’s important to know that wellness isn’t just about physical fitness, its a way of life. With the Living Well Program you can discover the 6 areas of wellness:

1. Emotional

2. Intellectual

3. Physical

4. Social

5. Spiritual

6. Vocational

With everything from workshops to in-home accessibility evaluations, these areas of wellness are designed to help you live your best life.

Financial Planning

Confident Living is dedicated to your plan for retiring in your own home. This program safeguards your personal savings no matter what surprises may come your way. It works by paying an annual fee. This fee is determined during the customization of your plan and will depend on what you choose to include. Your costs will depend on several factors:

• Age

• Health

• Plan selection

Once approves, you will review options such as:

• Daily benefit for care services

• Length of term for care coverage

• Cost of living adjustment

• Discounts for household memberships

In this way, you begin paying upfront for your future care, so when the need arises you will know your care is covered.

Financial Structure to Pay for Aging in Place

• Entrance fee (we don’t charge one)

• Monthly fee (we don’t charge one)

• Annual fee 

• Application Process (same as CCRC)

• Age requirement

• Submit app

• Health and wellness assessment

• Get approved